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Annual Practice Insurance

This provides the mandatory indemnification required by the Architects Act and its regulations.

The Regulation to the Architects Act amending the minimum mandatory limits of liability for professional liability insurance came into effect on January 1, 2016.

The mandatory limits of liability required to be carried through Pro-Demnity Insurance Company are as follows:

  Total gross fees between $0 to $499,999 Total gross fees between $500,000 to $999,999 Total gross fees from $1,000,000
Claim Limit: $250,000 $500,000 $1,000,000
Project Limit: $500,000 $1,000,000 $2,000,000
Aggregate Limit: $1,000,000 $2,000,000 $4,000,000

(Note: The Project Limit represents the maximum amount the Insurer will pay as damages for a project arising from all claims reported during the Period of Insurance subject to the Claim Limit and Aggregate Limit.)

Applicable policies –

Claim Limit $250,000 – Policy No. 1


Claim Limit $500,000 and above - Policy No. 4 (subject to Insurer`s approval)

(Policy wording see section “Increased Limits of Liability Program”)

Pro-Demnity Policy No.1

September 1, 2017


Endorsement No.1 to Pro-Demnity Policy 1

Amended October 2014